Image To Meme is a tool designed to instantly transform any image into a meme using AI technology. It provides a variety of meme templates and allows users to customize and download the meme in high resolution. The tool offers a free trial with 3 meme credits, and users have the option to request a refund if they are not satisfied with the AI-generated meme. Each meme credit allows users to receive 4 different meme variations based on the uploaded image. Memes and uploaded images are stored for 7 days from the date of creation.